Sterling Hill activity center and pool, Spring Hill Florida master planned community

Sterling Hill

Spring Hill, Hernando County, FL

Price Range

$240,000 to $550,000 Median: $345,000

Source: Stellar MLS, March 2026

Sterling Hill is a master planned, deed restricted community in northern Spring Hill, Hernando County, developed primarily by Lennar starting in the late 1990s. The community spans roughly 1,200 acres and includes about 1,400 homes across single family, villa, and townhome inventory. The Sterling Hill Activity Center anchors the community with a resort style pool, splash pad, fitness room, basketball courts, multipurpose rooms, and walking trails. Median home prices around $345,000 with newer Toll Brothers and Lennar inventory pushing up to $550,000 for larger floor plans on premium lots. Sterling Hill is one of the most amenity built communities in Spring Hill at any age range, and is open to households of all ages (not 55+ restricted). HOA fees are moderate, CDD fees reflect the master planned development model.

By the Numbers

Total Homes

1,400 (approximately, at full build out)

Source: Sterling Hill HOA, 2025

Acreage

1,200 acres

Source: Hernando County Property Appraiser

Activity Center

12,000 sq ft

Source: Sterling Hill HOA

Year Opened

1998

Source: Lennar Sterling Hill marketing materials

Pros

  • + Resort style amenity package usually only found in 55+ communities, but open to all ages
  • + Central location in Spring Hill with quick access to schools, shopping, and the Suncoast Parkway
  • + Wide range of home sizes and price points across single family, villa, and townhome inventory
  • + Active and well managed HOA with maintained common areas

Tradeoffs

  • , CDD fees add $1,200 to $1,800 per year on top of property taxes and HOA, common to master planned communities but a real cost to budget
  • , High density of newer construction homes means the look is more uniform than older neighborhoods
  • , HOA enforces deed restrictions on exterior modifications, paint colors, and landscaping changes

Living in Sterling Hill

Sterling Hill sits in northern Spring Hill off Sterling Hill Boulevard, with primary access from Mariner Boulevard. The community is planned around the Activity Center and pool complex, which serves as the social hub. Streets follow the master plan with consistent setbacks, sidewalks throughout, and mature landscaping in the older sections.

The home mix runs from townhomes around $240,000 (smaller, attached, lower maintenance) to large single family homes on premium lots reaching $550,000. Most sales fall in the $320,000 to $420,000 range for 3 bedroom 2 bath single family homes between 1,800 and 2,400 square feet.

Who Sterling Hill Fits

Households who want amenity rich community living, deed restricted neighborhoods (everything looks consistently maintained), and access to good schools. Common buyer profiles include relocating households from out of state, second home buyers wanting a managed community, and active over 55 buyers who do not want a 55+ restricted community.

Cost Beyond the Mortgage

Budget for the full carrying cost:

  • Mortgage principal and interest
  • Homeowners insurance (Hernando County rates have risen, expect $2,500 to $4,500 per year)
  • Property taxes ($3,000 to $5,500 depending on assessment)
  • HOA ($1,080 to $1,440 per year)
  • CDD assessment ($1,200 to $1,800 per year)

Total non mortgage carrying cost typically runs $7,800 to $13,200 per year on a $350,000 home. Always confirm current numbers with the listing agent and your insurance carrier.

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Frequently Asked

About Sterling Hill

Is Sterling Hill 55+ or open to all ages?

Sterling Hill is open to all ages, no 55+ restriction. Full and part time residents range from young couples and growing households to retirees. The community amenities (pool, splash pad, basketball courts, playground) are designed for multi generational use.

What is the CDD fee at Sterling Hill?

CDD (Community Development District) fees at Sterling Hill range from approximately $1,200 to $1,800 per year, billed via the annual property tax bill. The fee covers infrastructure that the developer financed: roads, drainage, common area improvements, and amenity construction. CDD fees typically run for 25 to 30 years from initial bond issuance and then drop significantly after bonds are paid off. Always verify current and remaining CDD assessment with the listing agent before contract.

What is the HOA fee at Sterling Hill?

The Sterling Hill HOA fee runs approximately $90 to $120 per month depending on the specific subdivision within the master plan. The HOA covers Activity Center operation, common area landscaping, and architectural review. Some sub HOAs (specific townhome or villa areas) may add additional monthly fees for shared building exteriors or roof reserves.

What schools serve Sterling Hill?

Sterling Hill is part of the Hernando County School District. School zoning depends on the specific home location within the community. Most homes feed Pine Grove Elementary, Powell Middle School, and Springstead High School, but verify zoning with the Hernando County School District for the specific address. Some Sterling Hill addresses are also zoned to Explorer K through 8, one of the highest rated schools in the county.

Is there new construction available at Sterling Hill?

As of 2026, Sterling Hill is mostly built out, with limited new construction inventory from Toll Brothers and infill builders. Most home sales are resale of homes built between 1998 and 2018. Buyers seeking pure new construction may want to look at Caldera, Anderson Snow Estates, or other newer Spring Hill master planned communities.

How is Sterling Hill different from Pristine Place or Wellington?

Sterling Hill is more amenity built (resort pool, splash pad, full activity center) and CDD funded. Pristine Place and Wellington are older HOA communities with simpler amenities and no CDD. Sterling Hill homes generally run newer (1998 to 2024 vs 1985 to 2005), larger in average square footage, and pricier per square foot. Wellington and Pristine Place offer mature trees and established neighborhoods at lower price points without CDD fees.

Considering Sterling Hill?

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